Taxpayer Wins! (DOJ gets IRS to erase penalty for good faith filer.)
some lessons here: Tax Pros sometimes make mistakes. Just because you get an answer you like doesn't mean it's the right answer. Gifts...
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Michael Dayoub
Apr 11, 2023
Pay medical tab with cash even when you're insured?
Which should I do for the example here? A colonoscopy with a cash price of $1625 or pay $5000 (the insurance negotiated rate) ? The...
Michael Dayoub
Apr 11, 2023
Another iPhone spyware attack
In my opinion, it's never safe to assume your phone is safe. The less you do with it, the safer you are. This spyware can record...
Michael Dayoub
Apr 6, 2023
Medicaid, an unreliable safety net
There's no standard answer how to plan for assisted living or nursing care. When we see stories where Medicaid fails seniors, we...
Wayne Jordan
Apr 3, 2023
Banking Crisis? Recession? What should we do?
If you've read the news lately you can't escape the headlines about a banking crisis and a potential recession on the horizon. We're...
Michael Dayoub
Mar 14, 2023
Medicare Advantage vs. Medigap?
We advise our clients and their family members as they go through healthcare insurance decisions. Signing up for Medicare at age 65 can...
Wayne Jordan
Jan 12, 2023
How good are your prediction skills?
Think you've got a good sense of where the market or economy is headed? I challenge you to write down your predictions, as of December...
Wayne Jordan
Jan 4, 2023
A big reason why we like credit unions: lower rates!
The Wall Street Journal found that credit unions charged substantially lower interest rates than banks on auto loans last year. We...
Michael Dayoub
Nov 1, 2022
Good basic introduction to Medicare
But always watch out for companies selling you Medicare Advantage when you might be better off long term with Medigap (Medicare...
Wayne Jordan
Sep 2, 2022
How do stocks perform during recessions?
The word 'recession' has been getting used a lot more lately in the media. So it got me thinking about how stocks perform during...
Michael Dayoub
Aug 26, 2022
5 Tips to Prepare for Military Separation
1. Job Searching Early: Some employers allow you to apply up to 180 days before the end of your contract. Make sure to take...
Michael Dayoub
Aug 19, 2022
CDs to Retire Early?
I recently received a notification from my credit union offering a 3.3% APY CD that matures after 33 months, and the high interest rate...
Michael Dayoub
Jul 29, 2022
Thrift Saving Plan Changes
Happy Friday! Last month, the TSP added some new features, but if you don’t log on to the website often, like I don’t, here is a quick...
Michael Dayoub
Jul 26, 2022
How we keep pace with inflation
Inflation is at a 40 year high in 2022. A lot of our clients (especially our retirees) are asking how we make sure their savings and...
Michael Dayoub
Jul 19, 2022
Throwing in the towel on YNAB
I had delusions that budgeting software would have become easier to use compared to the last time I used it. It's been several years...
Michael Dayoub
Jun 30, 2022
YNAB.com review - (YNAB is You Need A Budget)
YNAB notes YNAB: https://www.youneedabudget.com/ Easy to create trial account Step 1. Create Budget Categories. Enter a budget spending...
Michael Dayoub
May 6, 2022
Video: Buy Dividend Paying Stocks...?
We hear this a lot for various reasons: buy stocks that pay dividends. Is this a good strategy?
Michael Dayoub
Apr 5, 2022
Investing when the market is at a high
This is a thought that comes up a lot when the market is doing well--I'll wait for a dip before I buy into the market. But here's the...
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